Joe Dunham is currently VP of Personal and Business Banking at City National Bank in Pleasanton. His career in Finance has spanned over 25 years on Wall Street in Capital Market firms such as PaineWebber Securities, Bank of America Securities, UBS Securities and Bank of New York/Mellon to name a few. During that time his focus was in mortgage-backed securities. While in California, he has worked almost entirely in residential and commercial lending with banks and credit unions and has been with City National for the last two years in retail banking. His specialty has been predominantly in Sales, Business Development, relationship building as well as public speaking. He is currently on the board of directors for the Dublin Chamber of Commerce and recently joined the board of directors for Dublin Partners in Education. He is a graduate of the University of Connecticut with a degree in dramatic arts and music. He is an actor, recording engineer and songwriter. He lives in Oakland with his wife Marika who has been in academia for over 25 years.